Legal
Last updated: June 5, 2026
Selective Capital is a loan referral service, not a lender. We help connect small businesses with SBA lending programs through an institutional lending partner. We do not make loans or credit decisions.
Selective Capital is not affiliated with, endorsed by, or sponsored by the U.S. Small Business Administration (SBA) or any government agency. “SBA loan” refers to loan programs guaranteed in part by the SBA and originated by participating lenders.
Submitting an application does not guarantee approval or create a commitment to lend. All financing is subject to lender underwriting and credit review. Rates, terms, and amounts shown anywhere on this site are illustrative and not an offer of credit.
We may receive compensation from our lending partner for referring funded applications. Where required, fees and compensation are disclosed in connection with your loan (including, for SBA loans, on SBA Form 159 where applicable).
By providing your phone number and agreeing to be contacted, you consent to receive calls and text messages (including via automated means) from Selective Capital and our lending partner about your request. Consent is not a condition of any service. Message and data rates may apply. Reply STOP to opt out of texts or HELP for help.
Selective Capital offers multiple financing products with different cost structures. Indicative ranges shown on this site are estimates based on the information you provide and are not offers of credit; actual products, amounts, rates, and terms are determined by the lender after underwriting. Merchant cash advances are priced using a factor rate rather than an annual percentage rate (APR); the equivalent APR can be substantially higher than other products. Your advisor will disclose the factor rate and an estimated APR before you enter into any merchant cash advance agreement.
This page is a baseline and should be reviewed by qualified counsel before launch.