Repay as a share of revenue
Funding repaid as a percentage of monthly revenue instead of a fixed loan payment.
Revenue-based financing advances capital against future revenue, with payments that flex up in strong months and down in slower ones. It's priced as a fixed total payback rather than an interest rate, so the true annualized cost takes a bit more work to compare.
Read the complete guide →At a glance
A few ways this is commonly structured. Your advisor helps you pick the right one.
A single advance repaid as a fixed percentage of monthly revenue until the total payback is met.
Best for: Predictable, steady revenue you can forecast a few months out.
Move the sliders to explore. These are illustrative figures, not an offer.
Total you'd repay
$120,000
Illustrative estimate, not an offer of credit. Your advisor confirms your real rate and terms. An MCA is priced by a factor rate, not an APR; the effective APR is typically higher than the simplified figure shown, and your advisor discloses it before you commit.
It's similar in spirit — repayment tracks revenue — but revenue-based financing is typically priced and structured more transparently. Your advisor shows both side by side.
Because you're quoted a total payback amount, not a rate, the true cost only becomes clear once you translate it to an annualized figure. We walk through that math with you before you commit.
Payments are typically tied to revenue, so they ease off when sales dip — though the total amount owed doesn't change.
Indicative estimate based on your inputs — not an offer of credit. A specialist confirms exact products, amounts, and terms.
Payments flex with revenue; total payback is typically quoted as a fixed amount — compare the implied annualized cost, not just the payment.
A straightforward lump sum repaid over a set term — flexible for almost any purpose.
Learn more →Straightforward funding for payroll, inventory, and the everyday costs of running your business.
Learn more →Revolving access to capital you draw and repay as cash flow requires.
Learn more →One application, every option compared. No fee, no obligation, no credit impact.