Cover the gap, short and fast
Bridge Loans
Short-term financing to bridge a gap until a sale, refinance, or permanent loan closes.
A bridge loan covers a short-term gap — closing on a property before a sale finalizes, or carrying you until a permanent loan funds. It's priced for speed and flexibility, not for the long haul, so it works best with a clear exit already in view.
Read the complete guide →Best for
- Closing on a purchase before a sale or refinance completes
- Time-sensitive opportunities with a clear repayment plan
- Owners who need weeks, not months, to fund
Common uses
- Bridging a property purchase to a sale or refinance
- Covering a gap while permanent financing closes
- Time-limited opportunities
What you'll need
- A clear, near-term exit (sale, refinance, or permanent loan)
- Collateral or a defined repayment source
- Repayment ability
- Owner credit reviewed
At a glance
- Amount
- Up to $3,000,000
- Term
- Typically 6–24 months
- Speed
- Often the fastest path to funding
Bridge Loans: which structure?
A few ways this is commonly structured. Your advisor helps you pick the right one.
Funds a purchase now, repaid when a pending sale of another asset or property closes.
Best for: Buying before you've sold, without losing the opportunity.
Estimate your bridge loans
Move the sliders to explore. These are illustrative figures, not an offer.
Bridge loans are priced for a short, defined hold — estimate based on when your exit (sale, refinance, or permanent loan) actually closes.
Estimated monthly payment
$22,212
- Amount
- $250,000
- Total interest
- $16,546
- Total of payments
- $266,546
Illustrative estimate, not an offer of credit. Your advisor confirms your real rate and terms.
Bridge Loans questions
What counts as a clear exit?
A pending sale, a refinance in process, or a permanent loan already lined up. Bridge loans are priced assuming a short hold, so lenders want to see how it gets repaid.
Is a bridge loan expensive?
It typically costs more than a conventional term loan because of the short term and faster underwriting — worth it only when speed or timing genuinely requires it.
Can this be replaced by permanent financing later?
Yes — that's the usual plan. A bridge loan carries you until the permanent financing (often SBA or commercial real estate) is ready to fund.
Indicative estimate based on your inputs — not an offer of credit. A specialist confirms exact products, amounts, and terms.
Other financing options
Business Term Loans
A straightforward lump sum repaid over a set term — flexible for almost any purpose.
Learn more →Working Capital Loans
Straightforward funding for payroll, inventory, and the everyday costs of running your business.
Learn more →Business Line of Credit
Revolving access to capital you draw and repay as cash flow requires.
Learn more →
See what you qualify for today.
One application, every option compared. No fee, no obligation, no credit impact.