Buy or refinance property
Commercial Real Estate Loans
Financing to purchase, build, or refinance owner-occupied commercial property.
Commercial real estate financing helps you buy, build, or refinance the property your business operates from. Long terms and the property as collateral make it a cornerstone of building equity instead of paying rent.
Read the complete guide →Best for
- Buying owner-occupied commercial property
- Refinancing existing CRE debt
- Established businesses ready to own their space
Common uses
- Purchasing a building
- Ground-up construction
- Refinancing property debt
What you'll need
- Owner-occupied commercial property
- Operating history
- Repayment ability and owner credit reviewed
At a glance
- Amount
- Up to $5,000,000+
- Terms
- Long, often fixed
- Collateral
- The property
Commercial Real Estate Loans: which structure?
A few ways this is commonly structured. Your advisor helps you pick the right one.
Buy the owner-occupied property your business operates from, building equity instead of paying rent.
Best for: Outgrowing a lease or ready to own your space.
Estimate your commercial real estate loans
Move the sliders to explore. These are illustrative figures, not an offer.
Estimated monthly payment
$6,273
- Amount
- $750,000
- Total interest
- $755,592
- Total of payments
- $1,505,592
Illustrative estimate, not an offer of credit. Your advisor confirms your real rate and terms.
Commercial Real Estate Loans questions
Is this the same as SBA 504?
SBA 504 is one route to CRE with low down payments; conventional CRE is another. We compare both based on your project.
How much do I need down?
It varies by product and property; SBA options can be as low as 10%. Your advisor confirms.
Indicative estimate based on your inputs — not an offer of credit. A specialist confirms exact products, amounts, and terms.
Other financing options
Business Term Loans
A straightforward lump sum repaid over a set term — flexible for almost any purpose.
Learn more →Working Capital Loans
Straightforward funding for payroll, inventory, and the everyday costs of running your business.
Learn more →Business Line of Credit
Revolving access to capital you draw and repay as cash flow requires.
Learn more →
See what you qualify for today.
One application, every option compared. No fee, no obligation, no credit impact.