Stock up without draining cash
Capital to buy inventory ahead of demand, secured by the inventory itself.
Inventory financing funds the stock you need to meet demand — seasonal buildup, a new product line, or restocking after a strong sales period — with the inventory itself as collateral. It's narrower than a general working-capital loan, so it tends to price and approve around the inventory's resale value.
Read the complete guide →At a glance
A few ways this is commonly structured. Your advisor helps you pick the right one.
A short-term facility to stock up ahead of a predictable peak, repaid after the season sells through.
Best for: Retailers with a clear seasonal pattern.
Move the sliders to explore. These are illustrative figures, not an offer.
Total you'd repay
$112,000
Illustrative estimate, not an offer of credit. Your advisor confirms your real rate and terms. An MCA is priced by a factor rate, not an APR; the effective APR is typically higher than the simplified figure shown, and your advisor discloses it before you commit.
PO financing is tied to a specific confirmed customer order; inventory financing funds stock more broadly, even without a specific order lined up yet.
Because the inventory secures the loan, lenders look closely at how resalable and how fast-moving it is before approving.
Often yes, though a proven sales history for similar products strengthens the case. Your advisor tells you honestly where you stand.
Indicative estimate based on your inputs — not an offer of credit. A specialist confirms exact products, amounts, and terms.
A straightforward lump sum repaid over a set term — flexible for almost any purpose.
Learn more →Straightforward funding for payroll, inventory, and the everyday costs of running your business.
Learn more →Revolving access to capital you draw and repay as cash flow requires.
Learn more →One application, every option compared. No fee, no obligation, no credit impact.